Your home owners pays not AMA????

[Paul Taylor]

In my post about my fly away someone stated that they had seen many and had a few and "that's how they found out that your home owners pays not AMA".

Is this true? Anybody else know how the AMA will pay out should you have a mishap?

[Marvin Denny]

  Root, that is correct.  Your home owners  and/or medical is first to pay then AMA.  AMA is "secondary" but will pick up the deductable or co payment.

  Been there --done that


  Bigiron

[Wayne Collier]

I don't own a home so I don't have homeowner insurance.  Now who pays?

[Dick Fowler]

I don't own a home so I don't have homeowner insurance.  Now who pays?

The AMA becomes primary in the case of a "homeless guy" flying toy airplanes! 

[Terry Bolin]

Make sure and read the AMA rules on the matter. They have the right to not pay if any of their rules are not followed. I was looking at that this week. (Safety thong, clear area, distance from power lines, etc.) Hopefully we will never ahve to use it.
Terry

[phil c]

Read your homeowners policy too.  They also have limitations and restrictions for liability insurance. 

[Marvin Denny]

The AMA becomes primary in the case of a "homeless guy" flying toy airplanes! 

  Read the AMA policy.  It is SECONDARY to ANY insurance that you might have that covers the incident  Home owners, renters, medical  etc.  File with your insurances and if they don't pay, then file with AMA for the non covered amounts.

  AMA IS SECONDARY

  Bigiron

[Andrew Borgogna]

Everything said so far is true, but know this the secondary coverage for medical can be substantial.  Many years ago I stuck an Xacto blade stight into my left palm and severed a nerve that left my entire left thumb completely numb.  When all the deductables were added up for the emergency service the micro nurosurgery to repair the nerve and all the follow up medical attention those deductables became quite large.  Good thing a close flying buddy told me to contact AMA, the insurance paid 100% of all the bills my medical insurance didn't pay.  So it may be secondary but don't discount that as trivial.
Andy Borgogna