Get them all the time. I just forward them to the bank, Paypal, or whatever institution they claim to represent. Nigerians are another story, so I just delete all that crap.
Wish there was some way to get to these creeps, but there isn't. What a shame the internet ever allowed user names instead of real identities. Makes it too easy for the criminals to hide behind screen names.
It's about time they eliminate all screen names, and insist on real names, and verifiable identification for net users.
Bill Smith