Author Topic: Credit card fraud (Read 13616 times)

Michael Massey · « **Reply #50 on:** September 07, 2011, 09:34:52 PM »

I too have been hit recently but have not ordered from Brodak or Tower for the past 2 or 3 months. Took a motorcycle trip where I used my CC for some gas and motels.

Unfortunately, until there are real consequences suffered by the thieves when caught, this will only get worse.

andreas johansson · « **Reply #51 on:** September 08, 2011, 03:08:36 PM »

Quote from: Joe Mig on September 07, 2011, 04:28:54 PM

Well I need to place an order and called them but did not place it because I wanted to use Pay-Pal for several reasons like I sell on Ebay and have $ sent to my P P and I could use those funds with out having my wife know what I'm spending .

Well just a thing like that justify the use of Paypal

Too bad they didnt get a P P account

I guess I have to turn to Stunt Supply for the fuel tank I need.

Bob Reeves · « **Reply #52 on:** September 08, 2011, 03:32:59 PM »

PayPal charges a pretty good fee, more (depending on the deal you have with the bank) than a CC transaction. From a business standpoint this is right off the top of what little margin they have to work with.

It's pretty easy to get a PayPal debit card on your PayPal account that will work just like a CC. PayPal won't authorize any transaction that is over the funds you have in the account. I usualy spend money in my PayPal account pretty fast either using the debit card or on-line purchases so the most someone might get is a few bucks.

Joe Mig · « **Reply #53 on:** September 08, 2011, 05:11:34 PM »

Quote from: Bob Reeves on September 08, 2011, 03:32:59 PM

It's pretty easy to get a PayPal debit card on your PayPal account that will work just like a CC. PayPal won't authorize any transaction that is over the funds you have in the account. I usualy spend money in my PayPal account pretty fast either using the debit card or on-line purchases so the most someone might get is a few bucks.

I'll look into that Bob thanks.

Dick Pacini · « **Reply #54 on:** September 08, 2011, 07:23:23 PM »

You can go to Walmart and buy pre-paid credit cards that you determine how much money to load.

On the other hand, you can send a check if you don't mind the delay in the mail and waiting for the check to clear before your item is shipped.

Larry Cunningham · « **Reply #55 on:** September 09, 2011, 06:04:24 PM »

I don't want to give a false impression that I ordered from Brodak which could be the path of my credit card hacking. I haven't purchased from Brodak in many months, clearly it was not the involved.

L.

"Money can't buy friends, but you can get a better class of enemy." -Spike Milligan

Steve Helmick · « **Reply #56 on:** September 09, 2011, 06:15:06 PM »

Quote from: Dick Pacini on September 08, 2011, 07:23:23 PM

You can go to Walmart and buy pre-paid credit cards that you determine how much money to load.

On the other hand, you can send a check if you don't mind the delay in the mail and waiting for the check to clear before your item is shipped.

The prepaid "debit card" sounds like a great idea for models and other nefarious purchases...

Wouldn't giving somebody your personal check also give potential bad guys another route into your funds? Otherwise, why do I send my extra deposit slips through the shredder? Just wondering...more information on the fubar banking system can only help. Cash is good, and I carry meds for folks that want to take mine, if you know what I mean.

Steve

john e. holliday · « **Reply #57 on:** September 10, 2011, 08:38:00 AM »

Myself if I don't use PayPal I go get a Money Order.

Luiz Ribeiro · « **Reply #58 on:** September 12, 2011, 06:21:41 AM »

Quote from: Larry Cunningham on September 09, 2011, 06:04:24 PM

I don't want to give a false impression that I ordered from Brodak which could be the path of my credit card hacking. I haven't purchased from Brodak in many months, clearly it was not the involved.

This doesn’t mean so much. The hackers could have gotten this data some time ago and be using them now, or could have bought a file from another hacker.

Kelly Wilson · « **Reply #59 on:** September 12, 2011, 10:30:40 PM »

I got hit for $683.50 this weekend by someone placing an order on QVC. QVC got suspicious because they misspelled my name on the order and were shipping it to California. Qvc inturn called me to ask if I placed the order and as a result cancelled the order. I also notified my CC company to kill that credit card & get a new card. The only common denominator was that I had used the card a while back to place an order with Brodak.

I only wish they would give you the name and address of the person placing the order. I would love to ship them a live gift from Texas that makes a rattling sound when disturbed.

I sure hope Brodak will soon make PayPal available as a payment option.

andreas johansson · « **Reply #60 on:** September 12, 2011, 11:50:28 PM »

Hmmm, I must have got some luck in this. Some of you got hit for rather much $, $683.50 is quite a sum

Agree with you Kelly, if you get the address send them a rattler from me too.... heck, send them one for each of us that got hit.

Dick Pacini · « **Reply #61 on:** September 13, 2011, 12:27:55 AM »

Just for kicks and giggles, I checked my latest AMEX statement on line and found 3 charges 4 days ago from AMAZON.COM totaling $853.87. I didn't authorize or make those charges. I checked my AMAZON account and brought up the purchases I have made in the last thirty days. Those purchases are not shown. I filed on-line disputes with AMEX, but will call in the morning.

Luiz Ribeiro · « **Reply #62 on:** September 13, 2011, 07:31:34 AM »

The same way they got the credit card #s, they can have gotten the passwords. This is a little more difficult, but if you use the same password in more than one site, stay awake and change them.

Warren Leadbeatter · « **Reply #63 on:** September 16, 2011, 11:39:33 PM »

Hey guys,

Had to get my credit card cancelled last night. A $1 transaction for Napster and a couple of others including two on Paypal! One for $500 and another for $400, both were to a website called TRADETANG.com

The transactions did not show up on my Paypal account, so they hadnt hacked my Paypal account. They had somehow used my credit card on another Paypal account.

I spoke to Paypal Fraud Dept. this morning and they said it is a problem when someone makes one of those instant payments. ie someone who hasnt got a paypal account, but types in a credit card number to use paypal buy something. I said to them "it is not good when I cant have two cards with the same number on Paypal yet some bloody fraudster can!" They said "yes it is a problem"

I last used Brodak in Sept 2010 with this credit card. I think it is a bit irresponsible of Brodak not to notify all their customers to warn them that their customer details have been compromised (if that is true) . If we had known for sure we could probably have had the cards cancelled sooner.

Regards
Warren

Dick Pacini · « **Reply #64 on:** September 17, 2011, 01:33:03 AM »

Further to my problem, Amex removed the charges, issued me a new card and turned the case over to their fraud department. Amazon.com traced the 3 transactions to another of their customers who used my CC number. I am very interested in how the person got my number.

Joe Mig · « **Reply #65 on:** September 17, 2011, 06:06:06 AM »

Well I e mailed Brodak a link to this page along with my concerns and mentioned it would be Wise for them to get Pay-Pal.
Maybe some others could do the same.

Dick Pacini · « **Reply #66 on:** September 17, 2011, 06:43:07 AM »

I don't know if Pay-Pal is any more secure than any other method of payment. I have heard and read stories about breaches in their system. True, the merchant never sees your bank account or credit card number, but those numbers are in Pay-Pal's system. All it takes is one crooked employee.

John Miller · « **Reply #67 on:** September 17, 2011, 08:59:05 AM »

Yesterday, my antivirus/internet security reported numerous instances of some one trying to access my pin number. It was coming from a dot com site that had a suspicious asian sounding name.

I use PayPal, but have not purchased anything from Brodak in the last few years. I'm thinking, at least in this case, that worse case, PayPal may be compromised, or internet hackers are stripping the info from our computers. The attempts stopped after I shut off Yahoo messenger, so I'm thinking that may be the portal they are using.

Larry Cunningham · « **Reply #68 on:** September 17, 2011, 10:46:38 AM »

Those damned messengers are the first things I shut off.. Excuse me for thinking them moronic; I'm sure they are useful and fun for someone.

PayPal may not be entirely secure, but it sure beats direct use of my credit card on internet transactions.

I won't be using images scanned off my cellphone to pay for lattes at the local Starbucks either. It's ironic, all my life I've worked as an electronic design engineer, creating technology and promoting its wonderfulness, and now I'm starting to despise anything I don't actually use.. I suppose it is time for one of those Cricket (??) phones for me with the large buttons, no screen (let alone a touch screen!), etc. but an extra loud volume control.

I'm just a little fatigued with all the CRAP that nefarious people have managed to attach to the internet to muck it up for the rest of us..

L.

"Some old men, continually praise the time of their youth. In fact, you would almost think that there were no fools in their days, but unluckily they themselves are left as an example." -Alexander Pope

larry borden · « **Reply #69 on:** September 17, 2011, 11:54:42 AM »

I just checked my Amex statement online and found two chatges totaalling about 500.00 to Amazon.com. I too, have ordered from Brodak in the last month. That seems to be a recurring theme.

dennis lipsett · « **Reply #70 on:** September 17, 2011, 12:27:39 PM »

Being somewhat on the trailing edge of technology and somewhat distrustful of much of it i have only ordered an item online 3X in 15 years. I usually call both Tower and Brodaks to order anything and obviously have had no problems.
Of course Tower and Brodaks save your credit card numbers and it is entirely possible that they could be getting lifted by a disgruntled employee.
Incidentally other friends that order online from Tower complain that the arrival of merchandise can be slow because of the slow processing of your online order. I placed an order to Tower via phone on Friday and got an email today that it was shipped and should arrive between Tuesday and Thursday. Incidentally I referenced them to this site and thread and perhaps it might trigger some response.
dennis

Jerry Leuty · « **Reply #71 on:** September 17, 2011, 01:22:18 PM »

I just got an order from Tower and I am now waiting on a order from Brodak. I have not seen the charge from Brodak come up on my e-banking as of yet. I have never put my numbers up on the internet. I always call Tower or Brodak and speak with a purchasing agent. But several months ago my bank card was used down the other side of Austin, Texas at a Kohl's department store. I suspect that the numbers were stolen from a QT gas station in south Fort Worth. Now I always clear the pump after my purchase. Just as a precaution I will watch my bank web site for tracking debit transactions...........................................................Git R Built

andreas johansson · « **Reply #72 on:** September 17, 2011, 01:54:16 PM »

Guys, I'm a bit curious about how they (banks) handle CC frauds in the US vs. Sweden. Am I correct that in the US you can disapprove a transaction that already have happened and immediatly (sp?) get your money back? Here one have to prove that you dont have made the transaction and that take months before you get your money back...

Dick Pacini · « **Reply #73 on:** September 17, 2011, 03:03:21 PM »

I don't know about banks or conventional credit cards, but American Express (a charge card) instantly reverses a charge that you dispute for any good reason; inferior product, never received, didn't make the purchase. Then, an investigation begins. If the charge was legitimate or your claim unfounded, they put the charge back on your account.

I have had an AMEX card for 16 years and I would not trade it for anything else. I know that some stores won't accept them because the charge to the merchant is a bit higher than other cards, but that has never been a problem for me. If they won't take my AMEX card, I either pay cash, if I can, or shop elsewhere.

I like to put all my purchases on one card for the month and then pay in one fell swoop. There is at least one supplier of first rate of modeling supplies and kits that I have not purchased from because they don't accept AMEX. That is probably a good thing because my drool list of their stuff would crack one large in less than the time it would take to place an order. I get weak in the knees just thinking about it! I know, I know, one of these days, I will pry open the dusty checkbook and do that thing with a pen that I really hate to do anymore. I only have one check a month to write and that is to the newspaper because they are behind the times. Everything else is paid on line.

john e. holliday · « **Reply #74 on:** September 18, 2011, 08:05:45 AM »

Using the phone is not that secure anymore either. If you could see the route a call from Kansas to Texas might take would boggle your mind. Also most of it is by air and very little hard wire anymore. At least when I left the company.

Joe Mig · « **Reply #75 on:** September 18, 2011, 02:11:55 PM »

Quote from: Joe Mig on September 17, 2011, 06:06:06 AM

Well I e mailed Brodak a link to this page along with my concerns and mentioned it would be Wise for them to get Pay-Pal.
Maybe some others could do the same.

So this is the reply from Brodak and it should be good news,
(Quote) Hi Joe,

We are working on getting Pay-Pal right now.

Your Friend in CL,
John

donald raab · « **Reply #76 on:** September 18, 2011, 03:35:52 PM »

Since this has morphed into credit card fraud my experience may open some eyes. I ordered 2 2.4 recievers from Taiwan. the total was 35 dollars. I checked an hour later and my acount was down 2000 dollars. I had submitted my rental check the same day. My account was now zero. Actually the taiwanese names for the hits were two different web sites. None had anything to do with the site I ordered from. 6 weeks later the taiwanese and fbi announced 600 hackers operating from closets in the same industrial park had been arrested. They were hacking into legitiamte paypal and open accounts of legitimate companies.

1. My bank was able to cover my rental check even though my account was empty.
2. After a month of paper filing and investigations my bank was able to restore all my money.
3. The taiwanese company located less than a football field from the actual hackers was totally uninterested in any followup. They in fact delayed the resolution of my money.
4. This was a paypal account.
5. The company was hobby king.

Dick Pacini · « **Reply #77 on:** September 18, 2011, 04:59:57 PM »

That is some scary stuff. We might have to resort back to real money!

Leester · « **Reply #78 on:** September 18, 2011, 05:57:09 PM »

We might have to resort back to real money!

There's a Yogi-ism in there some where

EddyR · « **Reply #79 on:** September 18, 2011, 07:10:40 PM »

I just went through all this a month ago. I had many charges,some over $200 dollars. My debit card is through a large credit union. The credit union returned the money to my account but they do NOT go after the person who stole the money. In one case I new the hobby shop that stole the money. IT IS NOT WORTH THERE TIME unless the amount is huge. They will not chase down a $500 charge. The crooks know this so they have no fear.
Ed

Craig Hemsley · « **Reply #80 on:** September 24, 2011, 10:16:18 AM »

About a month ago I phone in some orders with Brodaks and Towers.Yesturday the the credit card thieves tried to use my account to make three small purchases,all three less than $15 and Wells Fargo shut down my Visa card.This is like the others. I Think this the last order for both of them until this problem is take care of Craig Hemsley

john e. holliday · « **Reply #81 on:** September 25, 2011, 07:33:06 AM »

I guess this means we all go back to snail mail and money orders. I have been very lucky with on line purchases from both as well as many others. Of course when the cards are maxed out it doesn't help the theives much.

Leester · « **Reply #82 on:** October 13, 2011, 04:17:59 AM »

Well 2nd time in 3 months, this time US Bank and there were NO ON Line charges. NO Brodak, NO Tower, the Common retailer was the local Menards

I wonder if I talk to the manager if they'd even tell me if there was any problem there ??

Chad Hill · « **Reply #83 on:** October 13, 2011, 10:35:23 AM »

I wonder if the problem some of us have had after making phone orders is with the type of phone used. I never use my cell phone when placing an order (knock on wood). Land line only...

john e. holliday · « **Reply #84 on:** October 13, 2011, 10:40:57 AM »

Doesn't matter as either can be monitored.

Larry Cunningham · « **Reply #85 on:** October 13, 2011, 11:57:36 AM »

Fellows, as I recall, a while back some huge bank got hacked and many many (thousands) of card holder's data were disclosed. So, these credit card frauds may well not be originating where we suspect.

It's a mess.

L.

"My father was stupid. He worked in a bank and they caught him stealing pens." -Rodney Dangerfield

Leester · « **Reply #86 on:** October 13, 2011, 06:01:31 PM »

Good point Larry

Paul Taylor · « **Reply #87 on:** October 14, 2011, 08:43:38 AM »

My wife was paying our discover card this morning and we had two charges at amazon for over $300 each. Called discover and will not be charged. Funny thing is both charges were on the same day. That should have thrown up a red flag.

Well I guess we will all pay in the long run.

Bill Hodges · « **Reply #88 on:** October 17, 2011, 09:01:54 PM »

A $1.00 charge to Napster just showed up on my debit card tonight. I called my bank right away and they cancelled the charge and the card. New card on the way. The bank rep noticed that I had used my card at Home Depot this morning. He said that they are seeing a lot of bogus charges made to accounts of folks who recently bought something at Home Depot.

Bill Hodges

Dick Pacini · « **Reply #89 on:** October 17, 2011, 09:35:46 PM »

Quote from: Paul Taylor on October 14, 2011, 08:43:38 AM

My wife was paying our discover card this morning and we had two charges at amazon for over $300 each. Called discover and will not be charged. Funny thing is both charges were on the same day. That should have thrown up a red flag.

Well I guess we will all pay in the long run.

I had a similar incident about 3 weeks ago. I found 3 charges on my AMEX card totaling $853.57 payable to Amazon .com, although they didn't show on my Amazon purchase history. I didn't make the charges. I contacted both AMEX and Amazon. AMEX closed my card, removed the charges and sent me a new card. Amazon did an investigation and confirmed that someone did use my card number to purchase on their account, which they closed.

Author Topic: Credit card fraud (Read 13616 times)

larry borden