hello Mike, most of my late 8 years building is done like this painting over monokote or ultracote. i rather use a base color as sold like white, custom mix paint for the same color to use on fuselage and paint the remaining design over the covering. simply scuff with 1200 sandpaper, paint over and then clear coat everything. the only "donīt do" is to overlap coloros using masking tape, is likely to pull the paint underneath.
on both planes the wings and tail are monokoted and the remaining colors are painted over. fuselage always painted. if i can be of further help, let me know.
if you paint over the clear, then will be really difficult to mask without pulling off the paint, even well scuffed. maybe you can use a plastic surface adherence promoter (not sure of USA name of that) car painters use to seal plastic bumpers and paint over it.
regards