Steve,
I am pretty sure you have been given CG-shift figures for a painted finish. You won't get as much shift if using a film-based finish.
While I don't have my notes at hand, it is relatively easy to go to the Hobbico site and get specs on the weight of MonoKote per square foot. Even if not using this particular brand of film the weights will be close for other films. From there it is a pretty simple matter to calculate how much weight will be going where and I think you will find the results to pretty accurate.
As an example, the Impact was designed with a painted finish assumed, plus this design tends to come out slightly nose-heavy anyway--presumably because it takes less weight to balance if weight is added to the tail instead of the nose. My 2009 Impact is completely covered in film and took something like 6 or 7 sparkies in the tail to get it balanced properly. More when I am using an APC prop.
Dan