Like anything, it depends on how much they get used, what gauge it is, what material, how much the model pulls, exposure to moisture, who they are cleaned, how often etc...
Stainless steel braid on a model used heavily for practice and contest, I'd recommend blowing a whopping $8 each year on a new pair of lines (even if I don't follow that advice to the letter myself!)
Heavy models, light line, a lot of use, exposure to moisture or grit are all reasons to change more often - the inverse would also be true.
Lines that contact leadout guides or line groupers need very careful inspection and replacement, for example external controls where the line connects directly to the bellcrank. They take a beating at that contact point and once one of the fine strands is weak enough to break, the whole lot could go. Seen it three times in the last 12 months with 12 thou SS braided lines.
In most cases it will be at the terminations or thereabouts that the badness would occur, so inspect appropriately.