I seem to remember Brett made some reference to a large insurance payout regarding a C/L incident.
What would be more informative would be some overall statistics, not just one incident.
Floyd
Floyd. That happened at Whittier Narrows, I believe around early/mid 80's in the speed circle. The person was hit in the ankle foot area. When all insurance and other medical were exhausted. A claim was filed against the AMA insurance. From what happened, the AMA would not pay at first. A class action suite was instituted against the AMA, CD. and all the ED's. Then they paid after being sued.
From what I can see. You follow the guide lines and rules. Then its like pulling teeth to get a claim paid.
Now if one has to (exhaust all their current insurance) which it sounds like you have to before you can file a claim. You used up all your coverage you worked all those years to have for the future. Then what happens when you need medical coverage down the road. Wait till your on Medicare or Medicaid and or both. Because you coverage as been exhausted.
Correct me if I'm wrong. But don't most if not all insurance policy's have caps on what they will pay out in a life time.