Very much agree on the tear-out distances, although I don't always observe them on my lighter load models...
As to "neutralizing" solder joints - I like Sta-Brite (very low-silver) solder as easy to use and nicely strong. The flux is a thin acid liquid. After making a joint with this stuff, I go through a several step process.
Acid? Neutralize with baking soda/water paste. It WILL bubble up until All the acid residue is neutralized.
Rinse with water. Buff any available metal bright with reasonably fresh Scotch-Brite.
Swirl in alcohol - lacquer thinner, methanol, ethanol, isopropyl - to get the water out.
Oil, worked in so that the alcohol-bared metal is lubed. I have used Lubriplate w/o bad effects. Any oil heavier than 3-in-1, that isn't likely to evaporate quickly, should do. Lately I've used Rislone green, GMA's recommended longer-term engine storage lube, but as I'm flying less often lately, I don't have a track record on it.
The only clearly system failure I've had seemed on 'too-late' inspection of parts that would not be 'inspectable' ordinarily, involved a possible crystallized solder joint at the pushrod from bellcrank to flaps. I'd slit a brass tube, flattened the sides of the slit, and trapped a 6-32 nut between them. Drilled and thread-chased (A Model T Ford threaded kingpin arrangement, if you must...)
A dearly lamented departed friend had a habit of launching my models with a slight flip-up of the tail as he let go. Seemed only to happen with models for which I'd spent hours carving those early Zinger "prop-blanks" into good ones. One-blade, unbalanced props apply rather severe vibration to models. After 6 or maybe 8 such launches, something inside let go. Most of the bits looked as they were during assembly, but the joint to the 6-32 nut had cheesed-out...
Another important thing I have not seen addessed lately - stress. Applied stress is load divided by area, most simply put. Materials bearing stress can have different 'strengths.' Where 'strength' is not very large, using more area can allow the weaker material to bear the load.
E.g., if good 5-ply is twice as 'strong' as lite-3-ply, double the area to meet the same load, applied the same way. We use reinforcements, gussets, doublers, etc., to increase strength at the point of application AND along the supporting structure.