OK BLACK Friday and CYBER MONDAY are past...
I admit I added a LOT to the 4 BILLION + of internet sales
Fortunately, for me, over the years I have been fairly adept at researching a product...reading the RELEVANT reviews...and deciding to buy or NOT buy
Wife and I also are very good a budge stetting to live within fixed income means
There are, over the year----- a few "want to have items" I wait for these sales
And this year was time for further expansion into the 21st century with laptop, tv, cell phone, and router...
Next year are upgraded to 13 year old kitchen major appliances... I am hopeful
Good research, frugal shopping, coupons, sales etc...I spent a lot ----but got good value for my "sit on my ass in front a computer effort" and dollars spent..... Credit card with generous cash back and low interest is a plus.. and we always pay off before interest anyway
SO, like noted above.... this time of year is indeed a double edged sword.... way too commercial...a bit crass... But while all the stupids rush to Target/Sears/Macy's/WalMart/Home depot/Lowe's at midnight and risk being trampled, or parking lot theft ...I sit here blissfully exploiting my many premier / prime/ subscriptions and saving a great deal.
While ensuring our 401 with a 4th quarter exceeding 3% growth is assured.....is growing ahead of my spending... Thunk on that a bit
What I mean is.... all this spending is great for MY economy cuz I have a very complex and diverse portfolio of investments with a great firm that I trust