The online manual stated that the input current is 1 - 25 amps software limited. Output charge current is limited to 20 amps and/or 250 watts at 12V input, 500 watts at 24V input.
Your 10 amps output took 20.5 amps input at about 12V assumed, or 246 watts, still all in limits.
If the Lipo meter is one of the inexpensive field units, they are not always accurate, as noted. Put a pack on charge by itself and turn on the charger and check balance immediately as it comes on, not giving it time to "re-balance." Your nice charger is likely more accurate that the cell checker. Or with a digital voltmeter cell by cell as noted above.
As noted the charger sees 5 cells. Each single "cell" is a composite of the cells in parallel. Charger Cell 1 is pack cell 1 of each pack. The charger should balance Charger cells 1 - 5 and not the separate pack cells. They are however connected in parallel and should be at the same voltage.
You can make a setting on the charger that stops at an arbitrary voltage that you select. At about 4.13V/cell, I will put an additional 200 - 250 mah in each battery to finish to 4.2V/cell. Parallel charge to that voltage, your choice of charge rate. Either not balance, or balance and set the termination C rate to 5 or less. To finish charging, balance charge each pack at C/10 or C/20. You get reasonable fast parallel charging and then slow but reliable balance of each pack. That said, when my packs are good and reasonable similar in IR they parallel charge fine, including Zippys. Packs not staying in balance should be watched closely.
Your note about new TP batteries - "They were purchased at the same time and had the storage voltage at the moment I started charging. The storage voltage was the same within 0.1 Volts: three were showing 18.9 V and one 19.0 V when I used the LiPo voltmeter just before charging" - makes me wonder if was done at first cycle. My batteries changed IR and balance after a soft charge and discharge, and then balanced and had fairly equal and low IR. TP suggests break in cycle, perhaps it helps life span by balancing.