Howard, I'm not sure how you're achieving what you're achieving, because your understanding of how to charge a LiPo battery is a bit off.
The control rule for charging a LiPo (and for a lead-acid battery, for that matter) is to push as hard as possible while holding the charge current and voltage within limits. When you start charging the battery will accept more current, which is where your 20A limit comes in, but as the battery starts to charge up its voltage rises, at which point the charger must cut the current to the battery to keep the voltage within safe limits (usually 4.2V per cell, or 4.3V if you and the battery manufacturer are courageous or foolhardy).
I certainly see this when charging my RC packs -- the full current part of the charge cycle only lasts for ten or fifteen minutes, then the balance of the charge happens at the battery's own pace. Keeping the charge to 4.2V/cell is critical, and is the reason for balancing chargers.
Charging at too high a voltage is believed to be one of the problems behind the fires in the Boeing 787, but if you chat with your old work buddies you may know more than I do at this point.