Perry, I’ll give this a try. There are going to be many opinions on battery charging and best practice. There is what is best battery care which will help longevity and number of cycles, and then there may be what is best for flying. Obviously on one end of the spectrum, you can place the batteries in a box and not use them and they will last for a long time, though not many cycles. Most agree that batteries don’t like to be discharged to less than 20% capacity and this is around 3.74-3.75v as rest. The voltage will likely be a bit lower while flying/discharging. Many smart phone with Lithium batteries have a low volt warning at 20% to help battery life.
Batteries don’t do well being held at full charge. Longer time at full charge decreases longevity. Some studies show that 80% charge may greatly increase the number of battery cycles over full charge. Of course this is not practical for flying as we need to keep battery size and capacity (weight) to a minimum. But, keeping batteries fully charged (or close) is not good for the battery. Longer time is worse, so charging the day before is not best for the battery, though it may be best for the flyer’s schedule.
Fly the battery and when done, charge it to storage if not flying the pack again. There should be a storage charge setting on the charger and it will shut off at somewhere between 40 – 60% charge, usually around 50% and not critical. In general, batteries of same age and health will use about the same number of “mah” for a flight, so that they will take about the same number of mah to reach storage charge. You can also look at cell voltage as you have found.
On the day of use, balance charge to full. Balance charge is a bit slower than regular charge because of the balancing where the smart charger keeps the cells equal or balanced. Many chargers also have a fast charge function and this usually slightly undercharges. Part of the reason that it is faster is that the tapered slow top off isn’t done, so slightly less full, less mah input. You can actually use this to your advantage if you are not close to 20% after flight. Say the fast charge leaves off a couple of % from full slower charge, but if you have 25% left, that works fine.
Some flyers have found that if they try to maximize what is best for the battery, they spend too much time getting ready in the morning, so they charge at night. If you have 4 packs and fly 200 flights in a year, that is 50/pack and you might not notice any problems. If you accurately keep track of cycles on a pack, you tend to get more cycles with better battery care. But, do you get more flying or more time caring for batteries :-)