Electrics scare me, too.
Howard,
That's why it is imperative to have a arming plug, that you plug in just before signaling the judges. This connects the battery to the ESC. When connected you get to hear the ESC play its little tune signifying how many cells are in your battery, and that it is armed. Now you can push the timer button (if the timer has a button).
On a profile, where everything is external, you would just plug the battery in, since that itself is equivalent to the arming switch
Since all this stuff is well behind the motor itself--not un-similar to a rear mounted needle valve, there is very little risk that you will put your hand through the prop.
Now when you land, if you have trained your helper right, then he/she will pull the arming plug on the plane before picking it up to carry it back to the pits. Best of all, there will be no greasy goop to cause their hands to slip and drop the plane.
So don't be afraid.