Shortage of ARCs at the moment. At least at Brodak. So for most designs the ARC option is not possible right now. Forget about distinguishing between a stripped ARF that is recovered and an ARC. Actually, you might have an argument about the exclusion of ARFs period, from PAMPA competition. Seems to me the infamous NATs memo just about legitimizes an ARF as qualifying for PAMPA BOM events.
Over the long term a kit built plane or a scratch built plane, will, if built carefully, out live an ARF. IMHO. Especially true for the first generation ARF/ARCs. Durability is essential when trimming and learning a plane for use in competition. Which means many practice flights. Also, when settings are made, a well built plane is more likely to keep those settings. A trade off of time verses quality. Don't know about you, but it takes me weeks to construct a wing. Pulling one out of a box beats that time wise. A badly warped ARF wing is one thing. Return that. But a typical balsa wing, even one built on a jig, will need some tweaking. At least when built by me. An ARF/ARC wing as purchased is often as straight as a wing I can build. The controls are another matter. ARF controls need to be inspected for durable glue joints. But the basic quality of wood construction is usually pretty good.