Dennis, where have you been? That sort of scam has been around long enough it has a name -- phishing.
Basically, the only thing you should do in response to an email that purports to be from a bank is to then get in contact with the bank using the usual web site (if you do your banking over the web), or by calling, or by going for a visit.
(The latest ones are pretending to be court summons or eviction notices.)
The scammers can get away with it because they steal time on computers using malware or viruses, and because sending an email is free, which means that your computer can be infected and you won't know without checking your email logs.